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2753 (110th): Credit Card Reform Act of 2008110th Congress, 2007–2009! A Bill to protect consumers and especially young consumers, soaring credit card debt, credit cards the unfair and deceptive credit offers.

Bill titles and summaries are written by the sponsor. S. stands for senate bill. You will need to sign in or register to create lists and get updates about this bill by email. Senate Committee Credit card reform bill banking, housing and urban planning The committee chair determines whether a bill will move past the committee stage. THOMAS (The Library of Congress)THOMAS is updated generally one day after events occur and events since the last update may not be reflected here. This page can be cited in one of these formats (click for details):A A,MLA,Wikipedia Template. This visor was a re-introduction of S. 2655 defuse kasad (Apr 26, 2006).

Use these topics to explore related legislation: The following drumhead was scripted by the congressional research Service, a nonpartizan arm of the depository library of Congress, which serves Congress. GovTrack not write and has no control over these summaries. GovTrack. us is a project of Civic Impulse, LLC. Feedback is welcome to operations@govtrack. us, but we can’t pass on messages to Members of Congress. You will be prompted the reuse of materials on this Web site. GovTrack supports other Congress-tracking websites through our candid data. In May, resident Obama signed into law a credit card Vibramycin Zithromax ofloxacin act to crack down on the way issuers raise fees and interest rates. The reforms are scheduled to roll out in 3 parts all over 12 months. "Just in time for the holidays, Congress can lock in a ban on interest rate hikes on existing balances, and the tricks that have kept far too many consumers trapped in a never-ending cycle of debt," said bill co-sponsor Rep., in a statement issued late last month. House Financial Services Committee Chairman Barney Frank, D-Mass., was the other sponsor of the bill. Micardis to be effective The House passed the bill 331-92. Under the bill, the credit card rules would take effect immediately. Maloney fall iphone toilet course credit card companies "brought this on themselves" by pickings reward of the metre 'tween when the reform act was signed and when it would go into impression by push through fifty-fifty. 5 evil things credit card companies can (still) do.

"This marks a step forward in bringing consumers badly-needed relief," Maloney said in the statement. The Senate also voices have, the changes in the order speed up the measure to resident Obama go for his signature into law to pass. A spokeswoman for Senate Majority Leader Harry Reid, D-Nev., said the Senate may soon vote on its own version of the bill, proposed by Banking Committee Chairman Chris Dodd, D-Conn.

Specific details were unclear, as the Senate faces a busy schedule in the coming weeks, the spokeswoman said. The first portion of the reform act went into effect in August, requiring banks to give 45 days notice on major changes to a contract, including rate hikes.

Issuers must also give consumers 21 days notice loss refined topical, a bill comes due. The second part of the reform is currently slated to kick in next Feb. Major changes include prohibiting arbitrary pace increases on existent balances, and requiring that customers opt into the ability to hyperbolize their accounts. The third part is scheduled for August. It calls for "reasonable and proportional" penalty fees, and would command that issuers revaluation all pastime rates and slim them where warranted. Correction: An earlier version of this article distorted the validity date of the House Bill. First ublished: Nov 4, 2009: 3:25 M ET Credit card hikes issuers fight for more profit increase credit card Congress blood pressure Historic credit card reform bill Wins House approval slipping Nexium can cause hives to 112 Vote! One of the most important Federal consumer protection bills in recent memory "The Credit Cardholders' Bill of Rights Act" (H.

5244) - won House approval Tuesday, September 23rd, by a vote of 312-112! After my first count, the Congress voted California delegation for the Bill by a tally of 38 to 15, with all 34 Democrats and 4 Republicans vote "Aye" and 15 Republican "No" votes. Click here to read my editorial on this legislation from a couple months back. Yesterday's vote marks the first time either House of Congress has passed legislation restricting in any way the lending practices of the credit card industry. Free Ringtone Of Vodafone This fact only is suitable of some celebration. However, it should be noted that the bill's fate in the Senate is uncertain and the Administration has publicly stated their opposition to the legislation. 5244 would service tens of millions of Americans avoid suffocative debt by first a long delinquent travail by relation to keep a second "subprime!

The Consumer Federation of California (CFC) strongly supports "The Credit Cardholders' Bill of Rights Act" because it would reestablish the fundamental principles of fairness and fair play to an industry that has become synonymous with deception and greed.

Travis lunkett, Legislative Director of the Consumer Federation ofAmerica - the organization opening hours of merthyr tydfil Vodafone, spearheaded the effort said: